The Big Difference
Fiberglass slows heat transfer but does not air seal. Spray foam does both. In a humid Chattanooga climate, the air sealing matters more than the R-value.
Cost vs Performance
Fiberglass runs $0.50–$1.50/sq ft. Spray foam runs $1.00–$4.50/bd ft. Spray foam pays back in 3–5 years through utility savings.