Recommended R-Value
Chattanooga is in DOE Climate Zone 4. The recommended attic R-value is R-38 to R-60. Most homes built before 2000 are sitting at R-19 to R-25.
Material Choices
Blown cellulose is the most cost-effective. Spray foam at the roofline is the highest performance. Fiberglass batts work but only if installed perfectly — gaps wreck performance.
Don't Skip Air Sealing
Adding more insulation over leaky ceilings is wasted money. Air seal first — top plates, recessed lights, plumbing chases, attic hatches — then insulate.